How COVID-19 Is Impacting Hail Damage Claims

May 12, 2020 Published by Leave your thoughts

At the moment, the United States is caught in the midst of unprecedented circumstances. Due to the outbreak of the novel coronavirus, COVID-19, everyday citizens have been thrust into a truly unique position. Millions of Americans are now being forced to find their way forward and maintain some semblance of a normal life, even as they’re compelled to stay at home all day, every day.

Of course, even though society is doing its best to take a break and keep the number of COVID-19 cases under control, the world at large isn’t slowing down. Stuff that once used to be routine, like filing an insurance claim, is now entirely different. But what should you expect when you’re filing a claim for a hail-damaged roof in Mount Pleasant, TX? Read on to find out.

A flood of claims

One thing that has happened as a result of the outbreak of the novel coronavirus is a tidal wave of new insurance claims across all sectors of the industry. Life insurance and health claims have all skyrocketed in number. The result is that a lot of insurance companies are being forced to re-evaluate their priorities. In short, that means most insurance companies are prioritizing life-and-death situations and putting other claims on the back burner.

So, unless hail-damaged roofs in Mount Pleasant, TX are particularly beat up, insurance companies have been taking their time to address them. As a result, it’s essential to be on point when dealing with an insurance company, so you can minimize the back-and-forth.

What should my estimate include?

At the time an insurance claim is filed, you should be prepared to submit a written estimate for the repair work you will need to be done. These estimates don’t need to be set in stone, but your roofing contractor should do their due diligence to provide a list of costs. Work specifications, labor charges, price of materials and means of payment should all be considered when you first file a claim.

Go online

One bright spot to the expected increase in insurance claims is the ability to go online to file a claim. Most major insurance companies have an online portal that will allow you to file paperwork, submit pictures and the rest. This will save you some valuable time compared to the pen-and-paper alternative.

Let us take the sting out of roofing

Due to the overwhelming number of claims, a lot of insurance companies are currently enlisting local roofing contractors to submit photo claims on their behalf. As a result, choosing a roofing contractor has never been more important. If you need help filing an insurance claim for a hail-damaged roof in Mount Pleasant, TX, put your faith in Castletop Roofing and Construction. We have years of experience serving our local community and pursuing a goal of unparalleled excellence.

Whether your needs are residential or commercial, our highly-skilled team can come to your aid and get the job done correctly, every time. We offer a massive selection of services, including roofing, gutter replacement and cleaning, general construction, power washing and so much more. All you have to do is pick up the phone and give us a call today.

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